Do they though? All of them are financed via debt at some point in the chain. Healthcare through insurance providers, education through student debt, and housing via mortgages.
If our monetary system is broken, and debt is artificially cheap - then you would expect price of these goods to rise above what consumers can pay.
- Housing - Education - Healthcare
If costs are too high for students to afford, why doesn’t the price fall? If it’s scarce why isn’t more of it produced?